Gusto, introduced in 2012 as ZenPayroll, makes payroll processing easy for small businesses that require to concentrate on growing their base of consumers. The payroll and time-tracking software offer several tiers of strategies with various price and features, each of which appropriates for different small organization needs. This short article breaks down each plan’s pricing structure to help you find out which one benefits your business the most.
How Much Does Gusto Payroll Cost?
The Complete strategy includes onboarding functions, more options for employees to demand paid time off, and an organization-wide staff member directory site. The Concierge strategy has a considerably higher base rate, but it is for companies who wish to take pleasure in a full-fledged HR resource repository and access to certified HR specialists.
An extra Contractor plan is readily available for business that just hire 1099 staff members. The plan includes no base fee and starts at just $6 a month per employee. Gusto’s Contractor plan is generally useful for companies who have not yet brought on full-time, employed staff members to their team and may not for some time. Gusto also provides the Basic plan (still in beta) for brand-new companies with groups of simply a couple of staff members. The ‘Basic’ strategy has a base starting rate of $19/month and consists of a $6 per-person charge.
Gusto boasts 4 main inexpensive rates strategies for salaried, W-2 employees that are paid on a month-to-month basis. Rates with Gusto strategies starts at $19 each month and $6 per individual with the Basic strategy. The Core strategy starts at $39 per month and $6/month per individual and the Complete strategy raises the per-person rate to $12 per month. The top-tier Concierge strategy comes in at $149/month plus a rate of $12 per person.
How Does Gusto Pricing Work?
Gusto offers consumers a four-tiered brochure of prices plans for employed staff members that scale with the intricacy and size of their organization. Gusto is upfront and transparent about the prices behind its strategies, for which payments are made regular monthly. There’s no requirement that company owners sign a contract before they get begun with the platform, and Gusto even includes a complimentary, 30-day trial that alleviates clients into the software application’s features. This complimentary trial is particularly helpful if you require additional time to choose which prices plan makes the many sense for your company.
Gusto Pricing Breakdown
It can get difficult to keep an eye on which includes featured which Gusto prepares at a glimpse. Let’s dig a little much deeper to see which services and tools set each of these strategies apart from each other:

Screenshot of Gusto’s prices page, caught 10/29/2020 Gusto lets you select the plan that’s right for your business with 3 tiers of strategies, plus a Contractor strategy for 1099 staff members, and a beta Basic prepare for business that are just starting. Above is a picture of each plan’s starting base cost, in addition to the per-month, per-employee rates that include
- each of them. Standard’ (beta)plan starting at $19/month+$6/month per individual Core plan starting at$39/month + $6/month per individual
- Total strategy for $39/month + $12/month per person
- Concierge plan, beginning at $149/month + $12/month per person
Basic
Gusto’s lowest-priced strategy is also its newest. The new beta ‘Basic’ strategy is recommended for groups of one to two and starts at a minimized rate of $19 each month. Gusto includes an additional $6 regular monthly cost for each individual that you contribute to the plan.
With Gusto’s ‘Basic’ strategy you can gain access to:
- Ability to sign staff member profiles like W4 and I-9s through a self-service portal
- Full-service payroll processing in any provided U.S. state
- Time-off choices to select from for trip and PTO policies
- Administration alternatives for worker’s settlement advantages
- The very same best-in-class support readily available at higher-tier strategies
Core
Gusto’s Core strategy is ideal for up-and-coming companies who need to automate internal processes like payroll and HR management, considering that it grants access to the Payroll on Autopilot ® feature. The Core strategy also provides unrestricted payroll services backed up by a consumer support group with whom you can talk, mail, and call daily. This strategy begins at $39 each month with no extra add-ons and begins with a $6 per-person month-to-month charge.
With Gusto’s Core Plan you get:
- Employee onboarding tools and kinds
- Most affordable plan with access to the Gusto Wallet mobile app
- Automatic tax-filing choices
- Two-day direct deposit
- Unlimited client service over phone, chat, and email assistance
- Health employees and benefits’ payment administration
Total
Gusto’s Complete strategy shares the exact same $39/month base rate as the Core plan, but increases the per-person cost to $12/month. The Complete plan sets itself apart from lower tiers with choices to designate user access authorizations, staff member studies, a thorough employee labor force, directory, and time/project-tracking cost projections.
The Complete plan uses features such as:
- Next-day direct deposits
- Demands for both PTO and time-off policies
- Capability to delegate approvals for gain access to
- Employee surveys and directory site
- Tracking options for projects and workforce costing
Concierge
Created with full-fledged HR departments and resources in mind, Gusto’s Concierge plan is also its highest-priced. This strategy can be found in at an enormously increased $149 per-month base rate without any minimum however maintains its per-person rate at $12/mo. The Concierge plan is best for companies that are finally all set to completely automate their HR procedures and departments, but that likewise need a few more HR resources to make that a reality:
Gusto’s ‘Concierge’ strategy boasts a variety of functions including:
In addition to their different tiers of prices strategies, Gusto boasts strong add-on services that can make the software application platform more personalized. These add-ons make it much easier for companies to scale their software solutions with their activities, without devoting to a more pricey plan. Here are Gusto’s most popular integrable add-on services that you can buy for your strategy of option:
- At-your-service licensed HR experts
- A complete resource center for HR processes and tools
- Pre-created templates for staff member handbooks and training plans
- Job description templates to streamline new-hire to-do lists
401(k) Retirement Plans
Gusto’s 401(k) plans truly highlight the software platform’s ease of combination. You can boost your group’s saving opportunities by syncing their incorporated retirement strategies with Gusto Payroll. The website likewise provides your employees choices to alter their contributions as they see healthy at any given time. Gusto partners with Guideline to give staff members an easy-to-use portal that lets them rapidly discover and select suggestions to contribute to their investment portfolio.
Gusto uses a free setup for its 401(k) retirement strategy alternatives, which begin with a base charge of $39 monthly and an $8 charge per individual. Companies can add as many taking part staff members as they desire to their 401(k) benefits system, each of whom can enjoy inexpensive investment options and investing assistance.
Health Reimbursement
The add-on service also instantly examines your staff members’ submissions to prove their medical insurance payments. Gusto quickly compensates your team when it’s done examining their files, all without having you lift a finger. Gusto partners with HealthSherpa to make it simple for employees to find plans for their healthcare protection, all of which are healthcare.gov-approved.
Up-and-coming business can greatly gain from the flexibility to pick just how much they wish to compensate their workers for different health premiums. Gusto’s health reimbursement advantages, beginning at $15 per month per worker, offer that same level of versatility. With Gusto’s health reimbursement options, organization owners get to choose their regular monthly contributions as much as a set optimum quantity.
College Savings Accounts
Like its 401(k) retirement strategy options, Gusto uses a free setup for its 529 college cost savings benefits. This add-on starts at a minimum of $18 monthly and includes a $6 per-month cost for each taking part staff member. Gusto’s tax-advantaged cost savings accounts are made possible through a collaboration with Gradvisor and make it easy for employees to allocate their cost savings for college.
Health Savings Accounts (HSAs) & & Flexible Spending Accounts (FSAs)
Gusto uses pre-tax accounts for qualified health savings starting at $2.50/ month per individual. Employees can utilize their Gusto Wallet app, which integrates with different Gusto Cash Accounts, to help designate their pre-tax cost savings. The HSA add-on, unlike Gusto’s alternatives for FSAs, does not consist of a per-month minimum. For pre-tax FSA expenditures and qualified dependent care expenses, Gusto provides FSA benefits beginning at $20 per month and $4/mo for each getting involved employee that you include.
Gusto Pricing Plans Compared
It’s no question that you’re getting an integration-friendly, easy-to-use software with Gusto, no matter the plan you pick. However the extra costs and added features that come with Gusto’s more costly tiers might not deserve it to more recent, growing companies. We’ve created a comparison table of Gusto’s various prices plans to make it as easy as possible to select the one that’s right for you: