Stock financing products are sometimes conflated with “inventory loans,” which is a more general term. Unlike stock financing, which is proper for big B2B businesses, other types of stock loans can be used by little B2C services. Rates and terms for inventory funding, of course, differ depending on the loan provider and the type of inventory funding you’re using for.
The amount of funding you get is directly related to the value of the inventory in concern, normally 70 to 80% of the stock’s value. Stock funding items are sometimes conflated with “inventory loans,” which is a more general term. Unlike inventory financing, which is appropriate for large B2B companies, other types of inventory loans can be used by small B2C companies. Rates and terms for inventory funding, of course, vary depending on the lender and the type of stock funding you’re applying for. If you have a more recent organisation without a verifiable sales history, or your existing stock is losing value and not selling, it’s not likely that an inventory financing company would be interested in providing to you.